![]() ![]() Scammers may call and say they’re going to send a QR code to your phone so that you can receive a free $100 gift card. Free-gift QR code scams trick consumers into scanning fake QR codes placed over real ones. It’s possible to convert a $25 check to one for thousands of dollars. Check washing scams happen when crooks steal checks from mailboxes and use household chemicals to erase the original name and dollar amount, leaving blank spaces they can fill in. Scammers request money upfront for the puppy only to later request additional funds for bogus fees, such as travel insurance and unique items for a dog that never existed in the first place. Puppy purchase scams try to exploit dog lovers by offering cute puppies for sale on the web. Student loan forgiveness scams utilize phony application sites aimed at stealing applicants’ Social Security numbers and bank information, and sometimes they contact targets by phone, pressuring them into applying and charging a fee for their help. The automated program that’s trying to log into your bank account wants the code that the bank sent to you as a precaution so that it can get in. One-time password (OTP) bot scams employ automated programs to trick people into sharing the two-factor authentication codes sent to them via text or email. The money goes into the crooks’ pockets, and the applicant gets nothing. Loan applicants are told they’ll need to prepay a fee. Payday loan scams exploit workers by offering fake payday loans that they claim will help people settle their bills. Cryptocurrency-romance scams combine crypto scams with romance scams, posing as internet love interests so they can persuade their targets into downloading an app and investing in fake crypto accounts. If suspect you're a victim of a theft involving USPS money orders, go to for guidance on how to replace a lost or stolen money order.ĪARP compiled a list of the top 7 scams to watch out for : Visit / mail -theft for tips on how to protect against mail theft. If you believe you've been a victim of mail theft-related check fraud, contact the USPIS at 1-87 or go to to report the incident. Still, there are extra steps you can take to ensure your mail arrives safely at its destination. Postal Inspectors investigate these crimes and arrest thousands of mail and package thieves each year. But there are always thieves who will target the mail. Postal Service® with billions of letters and packages, and the vast majority of those arrive safely at their intended destinations. Surge in mail theft-related check fraud schemes.Įach year, Americans trust the U.S. Ask you to log into your account to verify transactions.A one-time verification code or link that was sent.Full debit or credit card numbers or PIN.This text message and link are NOT affiliated with Vibe Credit Union in any way.Īs a reminder, Vibe Credit Union employees will never ask you to verify the following information: We have been informed of a text message scam that has targeted Vibe Credit Union members and non-members that asks you to click a link in order to restore your account. Stay up to date on the latest scams and how you can avoid them by visiting the Cybersecurity page of the Vibe Credit Union Blog today. Report identity theft and get a recovery plan To reduce the risk of fraud, never send money or perform transactions with someone you do not know. Use caution when using peer-to-peer payment services such as Cash App, Paypal®, and Venmo.If you suspect something, do not use that machine. Skimmers attempt to steal your card data and PIN. Beware of credit card skimmers attached to point-of-sale card readers, such as the ones you use to pay at gas pumps.E-mails from Vibe Credit Union will never ask members to download software or provide personal information.Learn how to block unwanted calls with Consumer Advice from the Federal Trade Commission. Vibe will never reach out to members unsolicited for personal or account information via email, text, or phone.Ĭontact us immediately at 248.735.9500 if you receive a communication that you suspect is fraudulent and is presenting itself as originating from Vibe Credit Union. Be cautious of fraudulent websites and phishing scams.You can request a copy of your credit report once a year for free from. Monitor your credit reports to ensure no identity theft has occurred.Set up Account Alerts so you will be notified immediately of any unauthorized activity.Monitor your credit union accounts regularly to make sure that unauthorized transactions are not occurring on your account.Vibe Credit Union recommends these best practices: Below are some great tips to help keep your personal and financial information protected. Prevention is the best protection, and w e want our members to be protected at all times.
0 Comments
Leave a Reply. |
Details
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |